Why work with a CLA?

Many mortgage providers limit their focus to just discussing interest rates and fees, neglecting the full financial picture. Without taking the time to thoroughly review all aspects of a client's financial situation, these providers are unable to offer the most appropriate loan products and solutions. Furthermore, they are unable to provide valuable guidance on managing and repaying liabilities in the future.

It's imperative to work with a mortgage professional who possesses the expertise necessary to provide a comprehensive assessment and the right liability management strategies. You don't want to be put in a risky position by choosing a provider who doesn't have the knowledge to guide you in the best way to borrow and repay.

With the right support, guidance, and expertise, financial freedom is achievable for everyone.

The Certificate

The Certified Liability Advisor™ (CLA™) designation is a highly-regarded distinction for mortgage professionals who strive to provide comprehensive liability advice and support to help their clients achieve financial freedom.

The course demands over 30 hours of rigorous study covering liability management techniques, real-life case studies, and methods for minimizing the cost of homeownership and maximizing the repayment of mortgages and debts. To earn the certification, individuals must successfully pass exams.

By earning the CLA™ designation, mortgage professionals boost their problem-solving skills, capacity, and ability to help clients turn liabilities into assets. Obtaining this certification signifies a dedication to putting the client's needs first and expands the value that mortgage professionals can bring to clients, financial experts, realtors, and other partners.